Free school meals expand in September, but holiday club eligibility does not

England already funds a free holiday club place with a hot meal in it. The September free school meals expansion does not carry over to it, and the Department for Education's own guidance says so in writing.

Money Coach reacts · 11 August 2026

Reacting to BBC News, “Families under pressure to find food in summer”, published 11 August 2026, and to the BBC's 6 August report on a bid to extend North Northamptonshire's holiday food and activities programme. The Department for Education's holiday activities and food programme guidance for 2026 to 2027 and Coram Family and Childcare's Holiday Childcare Survey, published 16 July 2026, were both read directly on 11 August 2026.

The BBC's piece today covers charity provision: a YMCA in Cheltenham running park days where 67 children and their families turned up in a single week, and a food club in Radstock now feeding more than 100 families. Rob Charsley of YMCA Cheltenham told the BBC that 18% of children in Cheltenham and 17% in Gloucester experience very low food security.

England already has a government-funded scheme that gives eligible children a free holiday club place with a meal: four hours a day, four days a week. It is called the holiday activities and food programme, it has a three-year funding settlement of over £200 million a year running to 2028-29, and in at least one council attendance fell last summer after the booking system changed.

What HAF is

The holiday activities and food (HAF) programme is funded by the Department for Education and coordinated by each council in England. It is aimed at children aged 5 to 16 who receive benefits-related free school meals, and it provides free places that include a meal meeting school food standards, physical activity and enrichment sessions.

DfE expects at least the equivalent of six weeks' provision across the delivery year, each week containing a minimum of four days — 24 days minimum over the year. Within that: at least four weeks (16 days) of face-to-face provision over the summer where the local school holiday spans six full calendar weeks, at least one week (4 days) at Easter, and provision at Christmas too. In funded weeks, councils are expected to offer eligible children the equivalent of at least four hours a day, four days a week.

Councils have discretion to use some funding — DfE expects up to 15% — on holiday club places for other school-age children who the council believes could benefit, regardless of background. If you sit just outside free school meals, ask anyway. Every council is required to run a HAF website or dedicated pages setting out who is eligible, what is running each holiday, and links to the booking system. If you cannot find it, search your council’s site for “holiday activities and food”.

The September eligibility gap

From the 2026 to 2027 academic year, free school meals in England go to every Universal Credit household regardless of earnings — the change we wrote about in the school uniform cap and the form parents miss. You have to apply for it.

The HAF guidance for 2026 to 2027 says HAF eligibility does not follow it. For the October 2026 half term, the Christmas 2026 holiday and the February 2027 half term, HAF eligibility remains at the existing free school meals threshold — Universal Credit with household earnings of £7,400 a year or less after tax, excluding benefits. DfE states that future eligibility for HAF will be confirmed during the 2026 to 2027 financial year.

A household newly entitled to free school meals in September may assume the free holiday club place comes with it. At October half term, it will not.

What the gap costs a household

Coram Family and Childcare's survey, published on 16 July 2026, puts the average holiday childcare cost across Great Britain at £191 per child per week — £1,145 per child across the six-week summer, up 5% on the year. Wales is highest at £224 a week, or £1,342 across the summer. The figures below are illustrative arithmetic against those averages, not a quote for any particular club.

£1,222the minimum summer HAF entitlement for two children, at average market holiday childcare rates

Household A — two children aged 7 and 11, on Universal Credit, household earnings around £6,500 a year. They qualify for benefits-related free school meals today, so both children qualify for HAF today. At £191 a week, a day of holiday childcare averages £38.20. The minimum summer entitlement of 16 days therefore comes to about £611 per child at market rates — £1,222 for the two of them — and every one of those days includes a meal. Six full weeks bought privately for two children would be £2,290. The free entitlement covers a little over half the summer.

The government's stated value of free school meals is up to £495 per child per school year, which across roughly 190 school days is about £2.60 a day. Thirty weekdays of summer holiday means roughly £78 per child of lunches the household now buys itself — £156 for two. HAF's 16 days hands about £42 of that back per child.

Household B — the same two children, but household earnings of £19,000 on Universal Credit. Today they get nothing. From September both children get free school meals, worth up to £990 a year for the pair. At October half term they still get no HAF place, because HAF has not moved. The guidance does not say when or whether the £1,222 summer entitlement will reach them.

Healthy Start and the Crisis and Resilience Fund

Healthy Start. If you are more than 10 weeks pregnant or have a child under four, this loads money onto a card every four weeks for milk, infant formula, fruit, vegetables and pulses, plus free vitamins. As at 11 August 2026 it pays £4.65 a week during pregnancy from week 10, £9.30 a week for a child from birth to one, and £4.65 a week for children aged one to four. A household with a baby and a two-year-old is therefore getting £13.95 a week — £725.40 a year. Apply online if you get Universal Credit and take-home pay is £408 or less a month; apply by phone on 0300 330 7010 if you get Pension Credit with the child addition. It stops when your youngest turns four. In Scotland, the equivalent is Best Start Foods.

The Household Support Fund no longer exists under that name. From 1 April 2026 it was replaced in England by the Crisis and Resilience Fund, funded through to 31 March 2029 and delivered by councils. It provides crisis payments and preventative support designed locally. Start at gov.uk/cost-living-help-local-council.

Two things to do this week

1. Find your council's HAF page and book October half term. Search your council's name plus “holiday activities and food”. In North Northamptonshire, summer attendance fell from 2,630 children in 2024 to more than 2,100 in 2025, and the council's own officers attributed the drop to a change in booking system. Councils may extend HAF into half terms, with DfE expecting that to stay within about 5% of their allocation, so October places are real but limited. Book early.

2. Register for free school meals if you have not. Start at gov.uk/apply-free-school-meals. It is the key that unlocks HAF where you qualify on earnings, and from September the earnings test disappears entirely for the meals themselves. Being on Universal Credit does not register you automatically. It takes about ten minutes with your National Insurance number, and it is also the gateway to uniform grants in Wales, Scotland and Northern Ireland.

If you are short of money for food this week, contact MoneyHelper, StepChange or National Debtline, which are free and independent; they are all on our money worries page. If there are children in the household, also check your Child Benefit position at the same time, because that one carries National Insurance credits with it.

What is still uncertain

HAF eligibility beyond February 2027. DfE says future eligibility will be confirmed during the 2026 to 2027 financial year, and that it is reviewing how it allocates funding for disadvantaged children while maintaining the overall spend. Whether HAF eventually follows the expanded free school meals definition is not yet decided.

Local delivery beyond March 2027. North Northamptonshire's current HAF contract lapses in March 2027, with re-commissioning due before councillors on 11 August and a contract expected to be awarded in November. West Northamptonshire's arrangements beyond March 2027 go to cabinet in September. Funding is national, but delivery is local and can differ between neighbouring councils.

The admin squeeze. DfE has cut the HAF administration allowance from 10% to 7.5% of funding, while adding £12.9 million of separate local authority capacity funding for 2026 to 2027. Whether that nets out to better booking systems or worse ones will show in take-up figures.

None of this is regulated financial advice.

Questions and answers

Who can get a free holiday club place through the HAF programme?

In England, the holiday activities and food programme is for children aged 5 to 16 who receive benefits-related free school meals. That currently means a household on Universal Credit with earnings of £7,400 a year or less after tax, excluding benefits. Councils run the scheme and are required to publish a HAF page setting out who is eligible, what is running locally and how to book. They also have discretion to spend up to around 15% of their allocation on other school-age children they believe would benefit, so ask even if you sit just outside the threshold. The national minimum is the equivalent of six weeks of provision across the year, at least four days a week, with meals included.

Free school meals expand in September - will my child get holiday clubs too?

No, not for the holidays covered by the current guidance. From the 2026 to 2027 academic year, free school meals in England go to every Universal Credit household regardless of earnings. The Department for Education's HAF guidance for 2026 to 2027 says that HAF eligibility does not expand with it: for October 2026 half term, Christmas 2026 and February 2027, holiday club eligibility stays at the existing benefits-related free school meals threshold. So a family newly eligible for school lunches in September will not automatically get a holiday club place at half term. DfE says future HAF eligibility will be confirmed during the 2026 to 2027 financial year. Free school meals are worth up to £495 a child a year.

What happened to the Household Support Fund?

It was replaced. From 1 April 2026 the Household Support Fund in England became the Crisis and Resilience Fund, with funding running to 31 March 2029. It works the same way in practice: central government gives money to councils, and each council designs its own scheme of crisis payments and preventative support for low-income households. The route in is gov.uk/cost-living-help-local-council, which points you at your own council's scheme. What is on offer varies considerably between councils, so two neighbouring areas can run quite different schemes.

How much does Healthy Start pay, and who qualifies?

Healthy Start helps with the cost of milk, infant formula, fruit, vegetables and pulses, and comes with free vitamins. As at 11 August 2026 it pays £4.65 a week from the tenth week of pregnancy, £9.30 a week for a child from birth to one year old, and £4.65 a week for children aged one to four. The money loads onto a card every four weeks. You can apply online if you get Universal Credit and your household take-home pay is £408 or less a month, or by phone on 0300 330 7010 if you get Pension Credit including the child addition. Payments stop when your child turns four. In Scotland the equivalent scheme is Best Start Foods.

Related guides

School uniform cap — the form parents miss

The branded-item limit applies automatically; the free school meals expansion needs an application.

Child Benefit — are you missing out?

Why claiming matters even when you opt out of the payments.

Cut your bills

Which household costs to cut first.

Money worries — help today

Free, independent help from MoneyHelper, StepChange and National Debtline.

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