Buzz Money Coach helps people understand their money, build a plan and take the next action. We do not recommend products, we do not manage anyone's money, and we are not financial advisers.
A coach helps you see your position clearly, decide what matters, and do the things you've been meaning to do. You pay us coaching fees. If an introduction to Equity & General goes ahead and you become their client, they pay Buzz a commission, and you're told that before it happens.
The full comparison: coach or adviser?
Co-Founder & Operations Director
Andy built Buzz Accounting and runs operations across Buzz. He reviews every Financial Freedom Score personally.
Co-Founder & Finance Director · AAT licensed
Peter has more than 20 years in finance, covering budgeting, cashflow and planning. He is licensed by the AAT (Association of Accounting Technicians).
Neither of them is a regulated financial adviser.
Buzz Accounting works with business numbers every day, and the same personal questions kept coming up: owners taking dividends without knowing what the household needed, employees with three forgotten pensions, and families who could not say what they spend. These are not accounting problems, and few of them need a regulated adviser.
Regulated advice is designed for people who have something to advise on — a pot to invest, a pension to transfer, a mortgage to arrange. If you earn well and don't know where it goes, an adviser is the wrong first call.
Buzz Money Coach starts before that point: a free score, a free health check, a £39 follow-up session and the £399 Money Road Map. If you need regulated advice, we say so, and you can take your fact-find to Equity & General or any adviser you choose.
Every fee is published on this site, and those fees are the only money we take from a coaching client. If we introduce you to Equity & General and you become their client, E&G pay us a commission — we say so upfront, and an introduction is always optional.
Pay-as-you-go sessions are booked one at a time. The £69 coaching plan is paid monthly by Direct Debit and you can cancel any time.
If the free score is enough, or free debt help elsewhere is the right answer, we tell you.
Bank connections are read-only. We do not sell data, run advertising trackers or send bulk marketing without your agreement. The detail is in the privacy notice.
Buzz Money Coach is a trading style of Buzz Accounting Ltd, registered in England and Wales (company number 15182358), registered office 16 Aylmer Parade, Aylmer Road, London N2 0PE. Buzz Accounting, Buzz Coaching and Buzz Financial Planning are trading styles of the same company. Buzz Financial Services is a separate business, and its regulated advice is given through Equity & General Financial Services Limited (FCA No. 474163).
Buzz Money Coach provides money coaching, not regulated financial advice. Coaching does not include a personal recommendation about any regulated financial product. Where regulated advice is appropriate, we say so. Buzz Money Coach does not give regulated advice. We can introduce you to Equity & General, authorised and regulated by the FCA (No. 474163), through Buzz Money Ltd's introducer agreement, if you would like.
If you are struggling with debt, free and independent specialist help is available from StepChange and National Debtline.
No. Coaching is not regulated financial advice. We help you see your own position clearly, decide what matters and act on it. Nobody recommends a pension, a fund, a mortgage or a policy to you, which is what regulation exists to govern. The protections attached to regulated advice, the Financial Ombudsman and FSCS, cover products rather than coaching sessions. When a product decision arrives, that belongs with an authorised firm: we say so, and can introduce you to Equity & General, authorised and regulated by the FCA (No. 474163). If you become their client, E&G pay us a commission, and we tell you that before the introduction, not after.
Mostly from the fees on this site. The Financial Health Check is free, the optional 45-minute follow-up session £39, the Money Road Map £399, and coaching £69 a month or £39 for a half-hour or £69 for a full hour; the Financial Freedom Score is free. Coaching is paid for by you, and the fees on this site are the only money we take from a coaching client. If we introduce you to Equity & General and you go on to become their client, E&G pay us a commission. We will tell you that at the point of the introduction, not afterwards. An introduction is always optional.
Peter Allen is Buzz's Finance Director, licensed by the AAT — the Association of Accounting Technicians — with more than twenty years in finance. Andy Jackson is Operations Director, built Buzz Accounting, and reviews every Financial Freedom Score result personally. Neither of them is a regulated financial adviser. Both have spent years working with business and household numbers. Anything that needs an FCA-authorised adviser is referred to one.
The same personal questions kept coming up in accounts meetings: owners taking dividends without knowing what the household needed, employees with three forgotten pensions, and families who could not say what they spend. Few of these need a regulated adviser. Advice is built for people who already have something to advise on — a pot to invest, a pension to transfer — so if you earn well and cannot see where your money goes, an adviser is the wrong first call. Buzz Money Coach starts before that point.
Recommend a pension, investment, mortgage or protection policy. Tell you which provider or fund to use. Arrange, sell or manage any financial product. Advise on debt solutions such as IVAs or bankruptcy. Take a hidden payment for pointing you anywhere — the only commission is E&G's on converted introductions, disclosed before the introduction is made.
Anyone in debt difficulty should go to StepChange or National Debtline first: their specialist help is free and independent, and they can do things we cannot. We do not manage money for anyone, and telling you which product to buy is regulated advice. If you already track your spending and review a written plan, coaching adds little. Free, impartial guidance is also available from MoneyHelper, the government-backed money guidance service.
It stays with your coach. The free tools run entirely in your browser and their answers are never sent to us at all; coaching data sits in Supabase, encrypted in transit and at rest and processed in the EU; your client file sits in Plannr, the CRM coaches work from. Bank connections are read-only, so nothing can be moved from any account. We do not sell data and we run no advertising trackers. These public pages carry no analytics at all; the signed-in coaching app measures its own usage. Score details are deleted on request or after two years with no contact; coaching records are held for six years from the end of the relationship. To request a copy or a deletion, email hello@buzzaccounting.co.uk and we reply within 30 days. Full detail is in the privacy notice.
The free score covers eight areas of your money and gives you one next action.