Plug-in solar is legal from today. The £110 saving needs someone at home in daylight.

The panels went on sale this morning at £699. Worked on Ofgem’s own October electricity rate, the government’s headline saving needs you to use 1.145 units of solar every single day, so the saving depends on how much electricity you use in daylight.

Energy bills · Buzz Money Coach reacts · 27 August 2026

Reacting to the Department for Energy Security and Net Zero press release “Households can save as plug-in solar panels come to market”, published 26 August 2026 and taking effect today, 27 August; and to BBC News, “Plug-in solar panels are coming to a shop near you — here’s what to know” by Jemma Crew and Matt McGrath, published 27 August 2026. Prices and the safety detail below come from those two pieces. Every energy figure is Ofgem’s published price cap data for 1 October to 31 December 2026, read directly today, or our own arithmetic on it, shown in full so you can check it.

Our view: plug-in solar gives households that cannot have rooftop solar, including renters, a new option. On Ofgem’s capped unit rate, the “up to £110 a year” saving requires a very specific household: one where somebody is in, with things switched on, through the middle of the day, all year round. Otherwise, plan on the other end of the government’s range, £70. At today’s launch price of £699, that is a ten-year payback.

What changed today

From today, plug-in solar panels are legal to buy and use across Great Britain. They mount in an outdoor space or on some balconies, plug into a normal mains socket, and need no electrician to install. Each kit is limited by its microinverter to 800W of output — enough, the government says, to run a fridge, TV, router, laptop, phone charger and a games console at once while the sun is shining, or roughly a fifth of an average home’s electricity use in that moment.

Argos is stocking from today. Currys, Wickes, B&Q, Screwfix and Amazon have all committed to stocking them, with Currys and Wickes saying their products arrive in the coming weeks. UKSOL quoted the BBC £699 for a one-panel kit and £1,089 for a two-panel kit. The government expects prices to settle at £400 to £600 as competition builds and more products reach the market. The regulations allow one device per property, though a single device may contain more than one panel.

What the £110 saving needs

Worked example: what £110 a year requires

Ofgem’s capped electricity rate for 1 October to 31 December 2026 is 26.32p a unit, with a 54.83p daily standing charge, and no VAT on electricity from 1 October 2026 to 31 March 2027. Ofgem’s medium single-rate household uses 2,500 units of electricity a year.

  • That household’s electricity bill annualised at those rates: £658.00 of units plus £200.13 of standing charge = £858.13 a year, or £71.51 a month.
  • To save the government’s top figure of £110, you must self-consume 417.9 units of your own solar in a year. That is 1.145 units every single day — equivalent to the device running flat out at 800W for 1 hour 25 minutes a day, every day, and every unit of it being used inside the house.
  • To save the bottom figure of £70 you need 266 units a year — 54 minutes a day at full output.
  • The £110 is 16.7% of that household’s annual electricity, or £9.17 a month off a £71.51 monthly bill. The £70 is £5.83 a month.

The standing charge, £200.13 of that £858.13, is not reduced by the panel.

On the same figures, at the £699 launch price: 6 years 4 months if you hit £110, almost exactly 10 years if you get £70. At £1,089 for the two-panel kit: 9 years 11 months at best, 15 years 7 months at worst. Because of the 800W inverter cap, a second panel adds output on dull mornings but does not double the saving. At the £500 the government expects prices to reach: 4 years 7 months at £110, 7 years 2 months at £70.

£110 on £699 is 15.7% a year. For comparison, £699 at Bank Rate, held at 3.75% on 30 July 2026, earns £26.21 a year before tax. The £699 is spent, not saved, and the 15.7% depends on using the electricity as it is made.

Surplus power is not paid for

Rooftop solar is certified under the Microgeneration Certification Scheme, and that certification is what unlocks the Smart Export Guarantee — the scheme that pays households for power they send back to the grid. Plug-in devices are not MCS-certified, so they do not normally qualify. Anything you generate and do not use at that moment flows to the grid and earns you nothing at all.

The panel only lowers your bill at the moments you are using electricity. A household out from 8am to 6pm on weekdays has a daytime baseline of a fridge, a router and some standby — a few hundred watts against an 800W device — so most of a bright Tuesday is exported for free. A household with somebody in, running the washing machine, dishwasher and oven in daylight instead of the evening, captures most of it.

As with the October price cap, the published average describes a typical household, not necessarily yours. Our guide to cutting your bills covers other ways to reduce bills.

Before you spend £699

  1. Check your daytime electricity use. Open your energy app or in-home display and look at your half-hourly usage for a normal weekday between 10am and 4pm. If your daytime draw sits well under 0.8kW and the house is empty, an 800W panel will export most of what it makes for nothing.
  2. If you are buying, verify the device is compliant before you pay. Legal sale requires testing against the G98 standard and the government product specification, and compliant devices are listed on the Energy Networks Association’s public register at connect-direct.energynetworks.org. Buy from an established retailer’s own site or store, not a marketplace seller — Electrical Safety First warns that some platforms are not legally responsible for the safety of goods sold through them.
  3. Get the wiring looked at if the property is older. Electrical Safety First’s guidance is that plug-in solar can interact badly with some older RCD shock-protection devices, and it recommends a check by a registered electrician where the age and condition of the wiring is unknown. Add the cost of that check to the £699 when you work out the payback.
  4. Tell your network operator within 28 days. That is the company that owns the cables in your area, not your energy supplier. Find yours with National Grid’s postcode tool.

£699 is a large, illiquid purchase with a payback measured in years. If it would go on a credit card you cannot clear this month, the interest will comfortably outrun a £70 saving. Our guides to an emergency fund and budgeting cover building savings first. If money is already tight, free independent help from MoneyHelper, StepChange and National Debtline comes before any of this.

What is still uncertain, and when we will know

Where coaching ends. This is money coaching, not regulated financial advice, and nothing here is a recommendation of any particular product, retailer or investment. Buzz Money Coach is a trading style of Buzz Accounting Ltd, which is not authorised to give regulated advice and does not. Where regulated advice is the right answer we say so, and can introduce you to Equity & General, authorised and regulated by the FCA (No. 474163) — entirely optional, with no obligation, and E&G pays us a commission on introductions that convert.

Plug-in solar suits households that use electricity in the daytime, and renters can now use solar. Check your smart meter data before you spend £699. For a wider look at your money, our free tools are a starting point.

Questions and answers

How much will a plug-in solar panel cut my bill?

It cuts the bill only for the electricity you use at the moment it is generated. The government’s own research puts the annual saving at £70 to £110. Worked on Ofgem’s capped electricity rate of 26.32p a unit for 1 October to 31 December 2026, £110 means self-consuming 417.9 units a year — 1.145 units a day, every day, which is 1 hour 25 minutes of the device running flat out at its 800W limit and all of that output being used inside the house. If the house is empty from 8am to 6pm, the panel mostly powers a fridge and a router in the day, which puts you at the bottom of the range.

Will prices fall?

The government expects prices to settle at £400 to £600 as competition builds, against the £699 one-panel and £1,089 two-panel kits quoted by UKSOL to the BBC on 27 August 2026. At £699 and the top £110 saving the money comes back in 6 years 4 months; at £500 and the same saving it is 4 years 7 months. Currys and Wickes both said their products arrive in the coming weeks, and Screwfix, B&Q and Amazon are still to stock.

Do I get paid for the power I generate but do not use?

Normally no. Plug-in devices are not certified under the Microgeneration Certification Scheme, the quality mark rooftop solar carries, so they do not normally qualify for the Smart Export Guarantee that pays households for surplus power. Anything you generate and do not consume flows to the grid and earns nothing, so a panel generating at midday while the house is empty is wasted output, not banked credit for later. There is no official plan to extend export payments to these devices. The only way to capture more of what you generate is to shift usage into daylight hours — run a dishwasher or washing machine on a timer around midday, or charge devices then — rather than counting on being paid for anything you export.

Can I use plug-in solar if I rent?

Yes. The panels are not permanently wired in, so they can be unmounted and taken to the next property. The government says you may need permission from a landlord, freeholder or building owner, plus planning permission or listed building consent in some cases, and asks those parties to consider each request on its merits. Get the permission in writing before you buy. You also have to tell your local electricity network operator within 28 days of plugging it in, whoever owns the property.

Is it safe to plug solar panels into an ordinary socket?

Government safety testing found compliant systems ran with no unacceptable heating or unsafe energy flows, and the UK specification is stricter than Germany’s, where roughly half a million devices were plugged in last year. The microinverter shuts down within milliseconds if the grid connection drops, so it cannot push live power into dead wiring. Electrical Safety First still recommends having your electrics checked by a registered electrician first, particularly in older properties, because plug-in solar can interact badly with some older RCD shock-protection devices. Its other rules: buy from established retailers rather than marketplace sellers, never use an extension lead or plug adaptor, and only ever one device per property.

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