/* ============================================================================
   Buzz Money Coach — production design system. Built clean 31 Jul 2026 from
   the Andy-approved D8 mockup ("pinboard"). Zero code shared with the retired
   buzzmoneycoach-site template.

   Andy's three quality gates, which every page must pass:
   1. Does it look/feel/sound like a Buzz business
   2. Is it instantly obvious what the site is for
   3. Does it have a modern, friendly coaching vibe

   The language: ONE font (Poppins), ONE bold plum (#b0106c), warm board
   background, white cards with hard offset shadows and plum pins, photo-led
   hero, prices live on the journey (never a price list), RAG for scorecards
   only, plain client wording, debt-help signposting on every page.
   ==========================================================================*/

*,*::before,*::after{box-sizing:border-box;margin:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{font-family:Poppins,sans-serif;font-weight:400;color:#1c1118;background:#f5f2f4;line-height:1.65;font-size:16.5px}
img{max-width:100%;display:block}
a{color:inherit}

:root{
  --plum:#b0106c;
  --plum-d:#7c0448;
  --ink:#1c1118;
  --board:#f5f2f4;
  --cardline:#f0e4ec;
  --rag-r:#d63a2f;--rag-a:#e8961c;--rag-g:#2f9e56;
}

h1,h2,h3,h4{font-weight:800;line-height:1.16;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.7rem,3vw,2.4rem);margin-bottom:8px}
h3{font-size:1.28rem}
h1 b,h2 b{color:var(--plum);font-weight:800}
p{margin:0 0 16px}
.lead{font-size:1.14rem}

/* ---- Buttons ---- */
.btn{font-weight:700;font-size:1rem;padding:16px 28px;border-radius:16px;text-decoration:none;display:inline-block;border:2px solid transparent;transition:transform .15s ease;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.b1{background:var(--plum);color:#fff;box-shadow:0 14px 30px -12px rgba(176,16,108,.8)}
.b2{border-color:#fff;color:#fff}
.b3{border-color:var(--ink);color:var(--ink)}
.bink{background:var(--ink);color:#fff}
.btns{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap}

/* ---- Top bar (shared) ---- */
.topbar{display:flex;align-items:center;gap:26px;max-width:1180px;width:100%;margin:0 auto;padding:22px 30px;position:relative;z-index:5}
.topbar .logo img{width:60px;height:60px;border-radius:14px}
.topbar nav{margin-left:auto;display:flex;gap:22px;font-weight:700;font-size:.94rem;align-items:center;flex-wrap:wrap}
.topbar a{text-decoration:none}
.topbar .cta{background:var(--plum);color:#fff;padding:12px 20px;border-radius:14px;font-weight:700;box-shadow:0 10px 24px -10px rgba(0,0,0,.4)}
.onhero .topbar{color:#fff}
.onhero .topbar a{color:#fff}
.onlight .topbar{color:var(--ink)}
.onlight .topbar a{color:var(--ink)}
.onlight .topbar a:hover{color:var(--plum)}
.onlight{background:#fff;border-bottom:1px solid var(--cardline)}
.navtoggle{display:none;background:none;border:2px solid currentColor;border-radius:10px;color:inherit;font-size:1.2rem;line-height:1;padding:5px 11px;margin-left:auto}

/* ---- Home hero (photo-led) ---- */
.hero{position:relative;min-height:82vh;display:flex;flex-direction:column}
.hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 24%}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(28,17,24,.88) 0%,rgba(124,4,72,.72) 42%,rgba(28,17,24,.18) 75%,rgba(28,17,24,.05) 100%)}
.hero .topbar{position:relative;z-index:3}
.heroin{position:relative;z-index:3;max-width:1180px;width:100%;margin:auto auto 0;padding:40px 30px 120px;color:#fff}
.kick{font-weight:700;font-size:.8rem;letter-spacing:.22em;text-transform:uppercase;display:block;margin-bottom:16px;color:rgba(255,255,255,.9)}
.hero h1{max-width:15ch}
.hero h1 b{color:#fff;text-decoration:underline;text-decoration-color:var(--plum);text-decoration-thickness:7px;text-underline-offset:7px}
.hero p{margin-top:16px;max-width:50ch;font-size:1.14rem;color:rgba(255,255,255,.95)}

/* ---- Interior page hero (light) ---- */
.phero{background:#fff;border-bottom:1px solid var(--cardline)}
.phero .in{max-width:1180px;margin:0 auto;padding:56px 30px 46px}
.phero .kick{color:var(--plum)}
.phero h1{max-width:24ch}
.phero .lead{max-width:62ch;color:#4a3a44;margin-top:12px}
.phero .price{font-weight:800;font-size:1.5rem;color:var(--plum);margin-top:10px;display:block}

/* ---- Cards over the home hero ---- */
.floatcards{position:relative;z-index:4;max-width:1180px;margin:-92px auto 0;padding:0 30px;display:flex;gap:26px;align-items:flex-start;flex-wrap:wrap}
.card{background:#fff;border-radius:18px;box-shadow:8px 10px 0 rgba(28,17,24,.9);padding:24px 26px;position:relative}
.card .pin{position:absolute;top:-11px;left:50%;transform:translateX(-50%);width:22px;height:22px;border-radius:50%;background:var(--plum);box-shadow:0 4px 10px rgba(28,17,24,.4)}
.scorecard{flex:0 1 420px}
.scorecard h3{font-size:1.02rem;display:flex;justify-content:space-between;gap:10px;align-items:baseline;font-weight:700}
.scorecard h3 small{color:var(--plum);font-weight:800;font-size:.73rem;letter-spacing:.1em;text-transform:uppercase;white-space:nowrap}
.srow{display:flex;align-items:center;gap:11px;padding:9px 0;border-bottom:1px dashed #e3d5dd;font-weight:600;font-size:.95rem}
.srow:last-of-type{border-bottom:none}
.srow i{width:12px;height:12px;border-radius:50%;flex:0 0 auto}
.sg i{background:var(--rag-g)}.sr i{background:var(--rag-r)}.sa i{background:var(--rag-a)}
.srow em{margin-left:auto;font-style:normal;font-weight:800;font-size:.76rem}
.sg em{color:var(--rag-g)}.sr em{color:var(--rag-r)}.sa em{color:var(--rag-a)}
.chip{background:var(--plum);color:#fff;font-weight:700;font-size:.68rem;padding:3px 9px;border-radius:8px;margin-left:8px;white-space:nowrap}
.notecard{transform:rotate(-1deg);flex:0 1 300px;margin-top:34px}
.notecard h4{font-weight:700;margin-bottom:4px}
.notecard .z{font-weight:800;font-size:2rem;color:var(--plum);line-height:1.1}
.notecard p{font-size:.92rem;color:#5f5058;margin:0}

/* ---- Sections ---- */
.sec{max-width:1180px;margin:0 auto;padding:64px 30px 10px}
.sec .intro{color:#5f5058;max-width:66ch;margin-bottom:26px}
.wide{background:#fff;border-radius:18px;box-shadow:8px 9px 0 rgba(28,17,24,.85);padding:28px 32px}
.cols2{display:grid;grid-template-columns:1fr 1fr;gap:8px 44px}
.twocard{display:grid;grid-template-columns:1.05fr .95fr;gap:30px;align-items:start}

/* ---- The ladder (journey = products = pricing) ---- */
.ladder{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.stop{position:relative}
.stop:not(:last-child)::after{content:"→";position:absolute;right:-16px;top:44%;font-weight:800;font-size:1.2rem;color:var(--plum);z-index:2}
.step{background:#fff;border-radius:16px;box-shadow:6px 7px 0 rgba(28,17,24,.85);padding:20px;height:100%}
.step .n{font-weight:800;font-size:1.7rem;color:var(--plum)}
.step h4{font-weight:700;margin:4px 0 6px}
.step h4 a{text-decoration:none}
.step h4 a:hover{color:var(--plum)}
.step p{font-size:.9rem;color:#5f5058;margin:0}
.pricechip{float:right;background:#f3e2ec;color:var(--plum-d);font-weight:800;font-size:.82rem;padding:5px 11px;border-radius:10px;margin-left:10px}
.step.reg{background:var(--plum);color:#fff;height:auto}
.step.reg .n{color:#fff}
.step.reg p{color:rgba(255,255,255,.92);font-size:.95rem}
.step.reg h4{font-size:1.1rem}
.regwide{margin-top:22px}

/* ---- Lists ---- */
.evli{display:flex;gap:12px;align-items:baseline;padding:9px 0;border-bottom:1px solid var(--cardline);font-weight:600}
.evli::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--plum);flex:0 0 auto;transform:translateY(-1px)}
.list{margin:0;padding:0}
.list li{padding:9px 0;border-bottom:1px solid var(--cardline);font-weight:600;list-style:none}
.list li::before{content:"✓";color:var(--plum);font-weight:800;margin-right:11px}
.qa h4{font-weight:700;font-size:1rem;color:var(--plum-d);margin:14px 0 2px}
.qa p{font-size:.95rem;color:#5f5058;margin:0}

/* ---- FAQ ---- */
.faqw details{border-bottom:1px solid var(--cardline)}
.faqw details:last-of-type{border-bottom:none}
.faqw summary{cursor:pointer;font-weight:700;font-size:1rem;padding:16px 36px 16px 0;list-style:none;position:relative}
.faqw summary::-webkit-details-marker{display:none}
.faqw summary::after{content:"+";position:absolute;right:2px;top:50%;transform:translateY(-50%);font-weight:800;font-size:1.3rem;color:var(--plum)}
.faqw details[open] summary::after{content:"–"}
.faqw details p{padding:0 0 16px;color:#4a3a44;font-size:.97rem}

/* ---- CTA card ---- */
.ctacard{background:var(--plum);color:#fff;border-radius:18px;box-shadow:8px 9px 0 rgba(28,17,24,.85);padding:40px 36px}
.ctacard h2{color:#fff}
.ctacard h2 b{color:#fff;text-decoration:underline;text-decoration-color:rgba(255,255,255,.5);text-decoration-thickness:5px;text-underline-offset:6px}
.ctacard p{color:rgba(255,255,255,.95);max-width:60ch}
.ctacard .btn{background:#fff;color:var(--plum-d)}

/* ---- Article pages ---- */
.artwrap{max-width:820px;margin:0 auto;padding:20px 30px 40px}
.artcard{background:#fff;border-radius:18px;box-shadow:8px 9px 0 rgba(28,17,24,.85);padding:40px 44px}
.artcard h2{font-size:1.5rem;margin:30px 0 10px}
.artcard h3{font-size:1.15rem;margin:22px 0 8px}
.artcard p,.artcard li{color:#3c2f37;font-size:1.02rem}
.artcard ul,.artcard ol{padding-left:22px;margin:0 0 16px}
.artcard li{margin-bottom:8px}
.artcard a{color:var(--plum);font-weight:600;text-underline-offset:3px}
.artcard table{width:100%;border-collapse:collapse;margin:0 0 18px;font-size:.95rem}
.artcard th,.artcard td{text-align:left;padding:9px 10px;border-bottom:1px solid var(--cardline)}
.artcard th{font-weight:700;color:var(--plum-d)}
.artcard blockquote{border-left:5px solid var(--plum);padding:6px 0 6px 18px;font-weight:600;margin:0 0 16px}
.artmeta{font-weight:600;font-size:.85rem;color:#6d5a64;margin-bottom:18px}
.artmeta b{color:var(--plum)}

/* ---- Calculators ---- */
.calc label{font-weight:700;font-size:.92rem;display:block;margin:14px 0 5px}
.calc input,.calc select{font-family:Poppins,sans-serif;font-size:1rem;padding:12px 14px;border:2px solid var(--cardline);border-radius:12px;width:100%;background:#fff}
.calc input:focus,.calc select:focus{outline:none;border-color:var(--plum)}
.calc .row2{display:grid;grid-template-columns:1fr 1fr;gap:0 22px}
.result{background:var(--ink);color:#fff;border-radius:16px;padding:22px 26px;margin-top:22px}
.result .big{font-weight:800;font-size:2.2rem;color:#fff}
.result .rag-g{color:#7ee2a4}.result .rag-a{color:#ffce7a}.result .rag-r{color:#ff9d94}

/* ---- Footer ---- */
.bigfoot{background:var(--ink);color:rgba(255,255,255,.78);margin-top:70px}
.bigfoot .in2{max-width:1180px;margin:0 auto;padding:56px 30px 40px}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:38px}
.bigfoot h4{color:#fff;font-weight:700;font-size:.85rem;letter-spacing:.16em;text-transform:uppercase;margin:0 0 14px}
.bigfoot ul{list-style:none;margin:0;padding:0}
.bigfoot li{margin-bottom:9px}
.bigfoot a{color:#fff;text-decoration:none;font-weight:600}
.bigfoot a:hover{text-decoration:underline;text-decoration-color:var(--plum);text-decoration-thickness:3px}
.bigfoot .logo img{width:52px;height:52px;border-radius:12px;margin-bottom:14px}
.helpnow{margin-top:38px;padding:18px 24px;background:rgba(176,16,108,.22);border-left:6px solid var(--plum);border-radius:0 12px 12px 0;font-weight:600;color:#fff}
.helpnow a{text-decoration:underline;text-decoration-color:var(--plum);text-decoration-thickness:2px;color:#fff}
.smallp{margin-top:24px;font-size:.8rem;line-height:1.6;color:rgba(255,255,255,.55)}
.smallp strong{color:rgba(255,255,255,.85)}
.fbottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.18);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem}

/* ---- WhatsApp float + mobile CTA bar ---- */
.wa{position:fixed;bottom:24px;right:24px;width:58px;height:58px;border-radius:50%;background:#25d366;display:flex;align-items:center;justify-content:center;z-index:60}
.wa svg{width:30px;height:30px;fill:#fff}
.mcta{display:none}

/* ---- Responsive ---- */
@media(max-width:920px){
  .ladder{grid-template-columns:1fr 1fr}
  .stop::after{display:none}
  .cols2{grid-template-columns:1fr}
  .twocard{grid-template-columns:1fr}
  .floatcards{margin-top:-60px}
  .notecard{margin-top:0;transform:none}
  .fcols{grid-template-columns:1fr 1fr}
  .topbar nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--ink);flex-direction:column;align-items:stretch;gap:0;padding:8px 30px 18px;z-index:50}
  .topbar nav a{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.14);color:#fff!important}
  .topbar nav .cta{margin-top:10px;text-align:center;border-bottom:none}
  .open .topbar nav{display:flex}
  .navtoggle{display:block}
}
@media(max-width:600px){
  body{padding-bottom:76px}
  .sec{padding:48px 22px 8px}
  .artcard{padding:28px 24px}
  .calc .row2{grid-template-columns:1fr}
  .fcols{grid-template-columns:1fr}
  .ladder{grid-template-columns:1fr}
  .mcta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:55;background:#fff;border-top:1px solid var(--cardline);padding:10px 14px;gap:10px}
  .mcta .btn{flex:1;text-align:center;padding:13px 10px;font-size:.9rem;border-radius:12px}
  .wa{bottom:86px;right:16px;width:54px;height:54px}
}